Federal Judges Issue Injunctions Against Biden's Student Loan Repayment Plan: What Happened and Why

Kansas City, Missouri United States of America
Judge Daniel D. Crabtree in Kansas blocked the final component of Save that aimed to reduce borrowers' payments by half.
Judge John A. Ross in Missouri prevented the Education Department from forgiving any more loans through Save.
Two federal judges issued injunctions against President Biden's student loan repayment plan, Save, on July 1, 2024.
Federal Judges Issue Injunctions Against Biden's Student Loan Repayment Plan: What Happened and Why

Two federal judges in Kansas and Missouri issued injunctions on July 1, 2024, preventing the implementation of certain components of President Biden's student loan repayment plan, Save. The rulings came as a result of lawsuits filed by Republican-led states challenging the administration's authority to enact these changes.

The first ruling by Judge Daniel D. Crabtree in Kansas blocked the final component of Save that was set to reduce borrowers' payments by half in July. This component, which aimed to cut monthly payments for undergraduate borrowers with federal student loans, was a significant part of Biden's agenda to provide relief to student borrowers.

The second ruling by Judge John A. Ross in Missouri enjoined the Education Department from forgiving any more loans through Save. This injunction prevents the department from implementing loan forgiveness for eligible borrowers under this program.

Eleven Republican-led states, led by Kansas Attorney General Kris Kobach, filed a lawsuit against the SAVE program in late March in U.S. District Court for the District of Kansas. The next month, Missouri and six other states sued in U.S. District Court for the Eastern District of Missouri.

Both suits argued that Biden had exceeded his authority and that the repayment plan was a backhanded attempt to wipe debts clean.

The preliminary injunctions freeze parts of the SAVE plan until the cases are decided. The White House Press Secretary, Karine Jean-Pierre, issued a statement expressing disagreement with the court decisions and stating that


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Confidence

85%

Doubts
  • Are there any potential counterarguments to the states' claims that Biden exceeded his authority?
  • Is the administration's authority to enact these changes being accurately represented in the article?

Sources

96%

The overall score is a weighted number that takes into account conflict of interest, bias, deception and other practices that undermine the credibility of the source. It is calculated as:
(Site Conflicts Of Interest + Author Conflicts Of Interest) / 2.0 * 0.2 + ArticleBiasScore * 0.20 + UniquePointsScore * 0.05 + DeceptionScore * 0.20 + ReadabilityScore * 0.05 + FallacyScore * 0.20

A score that takes into consideration the content for flow, interruptions with ads, and overt search engine optimization techniques that makes the content hard to understand

Parts of Biden’s Student Loan Repayment Plan Blocked by Judges

The New York Times Tara Siegel Tuesday, 25 June 2024 00:28
  • Unique Points
    • Two federal judges in Kansas and Missouri temporarily blocked pieces of President Biden’s student loan repayment plan on July 1, affecting millions of borrowers.
    • Borrowers enrolled in the income-driven repayment plan (SAVE) are expected to continue making payments but will not see their payments cut in half as planned.
    • The SAVE program, a centerpiece of President Biden’s agenda to provide relief to student borrowers, is being challenged by Republican-led states in two separate lawsuits.
  • Accuracy
    • Two federal judges temporarily blocked pieces of President Biden’s student loan repayment plan on July 1, affecting millions of borrowers.
    • Judge Daniel D. Crabtree in Kansas blocked the final component of Save that was set to reduce borrowers’ payments by half in July.
    • Judge John A. Ross in Missouri enjoined the Education Department from forgiving any more loans through Save.
  • Deception (100%)
    None Found At Time Of Publication
  • Fallacies (95%)
    The article reports on a legal challenge to the Biden administration's student loan repayment plan. The authors do not commit any logical fallacies in their reporting of the facts. However, they do include quotes from Abby Shafroth that contain inflammatory rhetoric, stating that it is 'a pretty cynical ploy in an election year to stop the current president from being able to lower prices for working and middle-class Americans.' This statement is an appeal to emotion and can be considered a minor fallacy. However, since the authors are not endorsing this statement but rather reporting it, it does not significantly impact the overall score.
    • 'It’s a pretty cynical ploy in an election year to stop the current president from being able to lower prices for working and middle-class Americans.',
  • Bias (100%)
    None Found At Time Of Publication
  • Site Conflicts Of Interest (100%)
    None Found At Time Of Publication
  • Author Conflicts Of Interest (100%)
    None Found At Time Of Publication

95%

The overall score is a weighted number that takes into account conflict of interest, bias, deception and other practices that undermine the credibility of the source. It is calculated as:
(Site Conflicts Of Interest + Author Conflicts Of Interest) / 2.0 * 0.2 + ArticleBiasScore * 0.20 + UniquePointsScore * 0.05 + DeceptionScore * 0.20 + ReadabilityScore * 0.05 + FallacyScore * 0.20

A score that takes into consideration the content for flow, interruptions with ads, and overt search engine optimization techniques that makes the content hard to understand

Courts grant injunctions against Biden’s student loan repayment plan

The Fixing Site: A Summary of the Article. Danielle Douglas-Gabriel Tuesday, 25 June 2024 00:28
  • Unique Points
    • Two federal judges issued injunctions preventing the implementation and forgiveness of loans through Biden’s student loan repayment plan, Save.
    • Judge Daniel D. Crabtree in Kansas blocked the final component of Save that was set to reduce borrowers’ payments by half in July.
    • Eleven Republican-led states, led by Kansas Attorney General Kris Kobach, sued to stop the program on grounds that Biden overstepped his authority.
    • Judge John A. Ross in Missouri enjoined the Education Department from forgiving any more loans through Save.
  • Accuracy
    • Borrowers enrolled in the income-driven repayment plan (SAVE) are expected to continue making payments but will not see their payments cut in half as planned.
  • Deception (100%)
    None Found At Time Of Publication
  • Fallacies (85%)
    The author commits an appeal to authority fallacy by quoting the opinions of two federal judges without providing any context or analysis. The author also uses inflammatory rhetoric by referring to the states as 'gangs of right-wing attorneys general' and describing their arguments as a 'recipe for chaos'.
    • The dual rulings leave myriad questions about whether borrowers can still enroll in the plan or receive promised loan cancellation.
    • Borrowers with undergraduate debt were set to see their payments cut in half in July – from 10 percent to 5 percent of income above 225 percent of the federal poverty line.
    • Crabtree, who was appointed by President Barack Obama, wrote that the Education Department failed to clearly show that Congress authorized the repayment plan created by the Biden administration in 2023.
    • Bailey argued that the Missouri Higher Education Loan Authority, a quasi-state agency that services federal student loans and funds state scholarships, loses revenue from servicing direct loans when the loans are wiped away.
    • The Save plan was created using authority from the Higher Education Act that spawned income-driven repayment plans in 1993.
  • Bias (95%)
    None Found At Time Of Publication
  • Site Conflicts Of Interest (100%)
    None Found At Time Of Publication
  • Author Conflicts Of Interest (100%)
    None Found At Time Of Publication

95%

The overall score is a weighted number that takes into account conflict of interest, bias, deception and other practices that undermine the credibility of the source. It is calculated as:
(Site Conflicts Of Interest + Author Conflicts Of Interest) / 2.0 * 0.2 + ArticleBiasScore * 0.20 + UniquePointsScore * 0.05 + DeceptionScore * 0.20 + ReadabilityScore * 0.05 + FallacyScore * 0.20

A score that takes into consideration the content for flow, interruptions with ads, and overt search engine optimization techniques that makes the content hard to understand

Federal judges block student-debt relief, lower payments via SAVE plan

Business Insider Ayelet Sheffey Tuesday, 25 June 2024 04:22
  • Unique Points
    • President Joe Biden’s student-loan repayment plan has been blocked from implementing student debt forgiveness via SAVE provision by two federal courts in Missouri and Kansas.
    • ,
  • Accuracy
    • President Joe Biden's student-loan repayment plan has been blocked from implementing student debt forgiveness via SAVE provision by two federal courts.
    • Two federal judges in Kansas and Missouri temporarily blocked pieces of President Biden’s student loan repayment plan on July 1, affecting millions of borrowers.
    • Judge Daniel D. Crabtree in Kansas ruled that the Department of Education cannot reduce student loan payments from 10% to 5% for those earning above 225% poverty line without explicit Congressional authorization
  • Deception (100%)
    None Found At Time Of Publication
  • Fallacies (85%)
    The article contains a few informal fallacies and an example of inflammatory rhetoric. It also uses direct quotes from the Education Department and courts without analyzing or critiquing them as authorial assertions.
    • Earlier this year, the Education Department started implementing a SAVE provision ahead of schedule that canceled student debt for borrowers with original balances of $12,000 or less who made as few as 10 years of qualifying payments. The attorneys general argued that relief was unconstitutional, among other things, and requested the relief – and the plan overall – be blocked.
    • Kansas’s Attorney General Kris Kobach wrote on X that “Kansas’s victory today is a victory for the entire country. As the court correctly held, whether to forgive billions of dollars of student debt is a major question that only Congress can answer. Biden’s administration is attempting to usurp Congress’s authority.”
    • The Missouri court ruled on one of the lawsuits led by Missouri Attorney General Andrew Bailey that the Education Department can no longer carry out student-loan forgiveness via SAVE as the legal process continues.
  • Bias (100%)
    None Found At Time Of Publication
  • Site Conflicts Of Interest (100%)
    None Found At Time Of Publication
  • Author Conflicts Of Interest (100%)
    None Found At Time Of Publication

94%

The overall score is a weighted number that takes into account conflict of interest, bias, deception and other practices that undermine the credibility of the source. It is calculated as:
(Site Conflicts Of Interest + Author Conflicts Of Interest) / 2.0 * 0.2 + ArticleBiasScore * 0.20 + UniquePointsScore * 0.05 + DeceptionScore * 0.20 + ReadabilityScore * 0.05 + FallacyScore * 0.20

A score that takes into consideration the content for flow, interruptions with ads, and overt search engine optimization techniques that makes the content hard to understand

Courts block parts of Biden student loan repayment plan

The Hill News Site: https://thehill.com/homenews/senate-seethe-republicans-call-for-israeli-elections/ Nick Robertson Tuesday, 25 June 2024 01:45
  • Unique Points
    • Judge Michael Crabtree in Kansas ruled that the Department of Education cannot reduce student loan payments from 10% to 5% for those earning above 225% poverty line without explicit Congressional authorization
    • Judge John Ross in Missouri ruled that the Department of Education cannot forgive any loans under SAVE program, citing potential revenue loss for state loan operators
    • SAVE has canceled over $5.5 billion in debt for over 400,000 borrowers since its inception
    • More than 8 million people have enrolled in the SAVE student loan forgiveness program
  • Accuracy
    • Two federal judges in Missouri and Kansas halted sections of the Biden administration's student loan repayment plan
    • Judge John Ross in Missouri ruled that the Department of Education cannot forgive any loans under SAVE program
  • Deception (100%)
    None Found At Time Of Publication
  • Fallacies (85%)
    The article contains a few informal fallacies and an example of inflammatory rhetoric. It also uses direct quotes from the subject of the article without analyzing or critiquing them, which is not part of the analysis rules.
    • . . . raising questions for the millions of Americans impacted by the program.
    • That challenge was led by Kansas Attorney General Kris Kobach (R) and joined by 11 other Republican states.
    • Crabtree, an Obama appointee, said the department did not get explicit authority for that portion of the program from Congress.
  • Bias (100%)
    None Found At Time Of Publication
  • Site Conflicts Of Interest (100%)
    None Found At Time Of Publication
  • Author Conflicts Of Interest (100%)
    None Found At Time Of Publication