Gabriella Cruz-Martinez

Gabriella Cruz-Martinez is a personal finance reporter for Yahoo Finance. She covers topics such as mortgage rates, housing market trends, and personal finance tips for consumers. She joined Yahoo Finance in 2019 after working as a freelancer writer for various online publications. Prior to that, she was an assistant producer at CNN en Español, where she produced segments on business, technology, and entertainment. Gabriella has a bachelor's degree in journalism from the University of Florida and a master's degree in media management from the University of Southern California.

Biography:  https://finance.yahoo.com/video/mortgage-rates-soar-3-high-211804112.html

44%

The overall score is a weighted number that takes into account conflict of interest, bias, deception and other practices that undermines the credibility of the source. It is calculated as:
Analysis.OverallConflictOfInterestScore * 0.3F + Analysis.OverallBiasScore * 0.3F + Analysis.DeceptivenessScore * 0.3F + Analysis.ReadabilityScore * 0.1F

A score that takes into consideration the content for flow, interruptions with ads, and overt search engine optimization techniques that makes the content hard to understand

The Daily's Verdict

This author has a poor reputation for journalistic standards and is not considered a reliable news source.

Bias

50%

Examples:

  • She uses phrases like 'the housing market could reshape' and 'home sellers continue to have the upper hand', which imply that these changes are beneficial for most people, without providing any evidence or data to support this claim.
  • The author seems to have a positive bias towards the real estate market and homeownership. She does not question or challenge the assumptions behind rising mortgage rates or their impact on different segments of society.

Conflicts of Interest

30%

Examples:

  • She also quotes Jason Sharon, a US Navy veteran and owner of Home Loans Inc., without disclosing any potential bias or conflict of interest.
  • The author does not explicitly state any conflicts of interest, but she is a personal finance reporter for Yahoo Finance. This could imply that she has a vested interest in promoting positive views on the economy and housing market.

Contradictions

50%

Examples:

  • She also contradicts herself by saying that rising mortgage rates will squeeze first-time homebuyers out of the market, while at the same time admitting that there are some buyers who may benefit from the surge in prices.
  • The author contradicts herself by saying that mortgage rates have jumped more than a half point in the last two weeks alone, while also saying that they are still below the predicted 4% mark for this year. This shows inconsistency and lack of accuracy in her reporting.

Deceptions

40%

Examples:

  • She does not provide any sources or references for her statements, which makes it difficult to verify their accuracy or credibility.
  • The author uses deceptive practices by making sweeping generalizations and unsupported claims about the impacts of rising mortgage rates on different groups of people. She also omits important details or context that could help readers understand the complexity and nuance of this issue.

Recent Articles

The NAR Settlement: A Win for Homebuyers and Sellers, but a Potential Loss for Vulnerable Populations?

The NAR Settlement: A Win for Homebuyers and Sellers, but a Potential Loss for Vulnerable Populations?

Broke On: Sunday, 24 March 2024 A recent settlement by the National Association of Realtors (NAR) aims to simplify home buying, but experts warn it could harm vulnerable populations. The $418 million deal eliminates long-standing rules on broker commissions and may increase price transparency in real estate. However, lowering annual commissions for buyer agents could lead to higher costs for buyers and leave some segments of the population worse off.