Allie Kelly

Allie Kelly is a fellow on Business Insider's economy team. She previously covered breaking news for The Dallas Morning News, and has written for The Trace, San Francisco Chronicle and The Daily Tar Heel. Allie is an alumna of The University of North Carolina at Chapel Hill. The growing reason people can't afford to own a home The climate crisis is leading many insurance companies to raise homeowner premiums. Hospital wait times will still be bad this year, even with labor gains The US may be recovering from a physician shortage, but don't expect to spend less time in hospital waiting rooms this year. America's facing a retirement disaster. There's a better way. Australia uses a system called superannuation where companies are required to contribute to employees' retirement funds. Here's where funding comes from for guaranteed basic-income programs giving money with no strings attached to low-income Americans Here's what the Credit Card Competition Act could do to your airline miles and travel rewards Airlines and travelers worry The Credit Card Competition Act could end frequent-flyer and rewards programs. Support like child tax credits and basic income reduces child abuse, researchers found Doctors found that giving financial support to low-income families could lower rates of child neglect and abuse. Gen Zers and millennials are skipping the doctor's office because they can't afford the bills About two-thirds of Gen Zers and millennials avoided medical appointments last year because of high costs. A San Antonio grandmother used guaranteed basic income to afford groceries and rent a house: 'It's changed my station in life' Ingrid Sullivan, 48, is enrolled in San Antonio's basic-income pilot. She said it has helped her afford groceries, rent, and health insurance. The benefit that pays for itself and increases worker productivity Working parents with childcare benefits are more likely to stay at their company long-term and miss fewer days of work. Car insurance rates are at a 50-year high. Here's 3 ways you can keep your costs low, according to an expert Car insurance rates are at a 50-year high. The climate crisis and high accident rates are to blame, but there are tricks for lowering your bill. Mother of 6 says San Antonio basic-income program allowed her to rent a home and buy shoes for her kids Monique Gonzalez, 41, was able to secure housing for her six children with money from San Antonio's basic-income program. How Ozempic could change the economy as we know it Semaglutide drugs that can also aid weight loss are already changing what people buy, and could have ripple effects across the economy. The Big Stay is great for companies and the economy, but workers might just be biding their time People are quitting less, boosting productivity. But many might just feel