Jessica Dickler

Jessica Dickler is a seasoned financial journalist with extensive experience covering national news, the economy, real estate, retail, personal finance and consumer spending. She has worked for CNNMoney.com, SmartMoney.com and WSJ.com before joining CNBC as a contributing writer and editor covering personal finance for CNBC.com. Dickler is also a regular contributor and columnist for HGTV Magazine and holds a bachelor's degree in Political Science and Art History from Johns Hopkins University, as well as a master's degree from the School of International and Public Affairs at Columbia University. She can be followed on Twitter @jdickler.

69%

The Daily's Verdict

This author has a mixed reputation for journalistic standards. It is advisable to fact-check, scrutinize for bias, and check for conflicts of interest before relying on the author's reporting.

Bias

86%

Examples:

  • Customers are being asked to tip at every point of sale even if they don't want to express gratitude which is misleading and can be seen as promoting deceptive practices.
  • Generation Z borrowers also have shorter credit histories and lower credit limits, making them more likely to be maxed out on their credit cards and miss a payment

Conflicts of Interest

75%

Examples:

  • Customers are being asked to tip at more traditional service encounters and also app-based services like ride-share and delivery apps.

Contradictions

85%

Examples:

  • Americans owe $1.12 trillion on their credit cards according to a new report from the Federal Reserve Bank of New York
  • Credit card balances fell by $14 billion in the first quarter of 2024
  • Earlier expectations that the central bank was planning multiple cuts before the end of the year seem less likely

Deceptions

40%

Examples:

  • The article uses a loaded term 'guilt tipping' to make it seem like consumers are feeling guilty for not tipping enough when they don't have to.
  • The author quotes an expert who says that shoppers should consider tipping at every point of sale even if they don't want to express gratitude which is misleading and can be seen as promoting deceptive practices.

Recent Articles

Record Household Debt Reaches $17.69 Trillion in Q1 2024: Mortgage Balances Surge, Credit Card Delinquencies Rise

Record Household Debt Reaches $17.69 Trillion in Q1 2024: Mortgage Balances Surge, Credit Card Delinquencies Rise

Broke On: Tuesday, 14 May 2024 Total household debt hit a new record of $17.69 trillion in Q1 2024, with mortgage balances increasing by $190 billion and credit card balances decreasing slightly. Housing debt and auto loans saw growth, while other non-housing debts declined. Delinquencies for all debt outside student loans have risen to their highest level since 2012, with Generation Z borrowers and those in low-income neighborhoods being most affected.
Federal Reserve Holds Off on Lowering Benchmark Rate Amid Inflation Concerns

Federal Reserve Holds Off on Lowering Benchmark Rate Amid Inflation Concerns

Broke On: Thursday, 11 April 2024 The Federal Reserve is not planning to lower its benchmark rate as earlier expected due to stubbornly high inflation. The Fed has not cut rates since 2019, but some analysts predict a move in coming months to combat slowing economic growth.
Is Tipping Culture Out of Control? A Look at the WalletHub Survey and Automatic Service Charges.

Is Tipping Culture Out of Control? A Look at the WalletHub Survey and Automatic Service Charges.

Broke On: Sunday, 31 March 2024 A survey by WalletHub found that nearly 3 in 4 people think tipping is out of control and more than half believe businesses are replacing employee salaries with customer tips. Over half of respondents left tips due to social pressure, but concerns about automatic service charges have made some people cautious about how much they tip at restaurants.
Federal Reserve Keeps Interest Rates Steady, Hints at Easing Policy Soon

Federal Reserve Keeps Interest Rates Steady, Hints at Easing Policy Soon

Broke On: Wednesday, 31 January 2024 The Fed maintains steady interest rates, signals no imminent rate cuts as it waits for inflation to cool and economy to strengthen.
Claudine Gay's Resignation from Harvard University: A Look Back

Claudine Gay's Resignation from Harvard University: A Look Back

Broke On: Wednesday, 03 January 2024 Claudine Gay was the first Black president of Harvard University in its 387-year history. Her appointment came at a time when America was debating how to balance racial diversity and academic merit, frame history lessons about slavery and racism, and address the needs of Black and poor students. The Supreme Court banned race-conscious admissions at colleges and universities around the same time she took over as president.